Investor Risk Profile Questionnaire

Assess an investor’s financial situation, investment experience, time horizon, and response to market risk to determine their overall risk profile and investment approach.

Finance & Fintech

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Related topics

  • Asset Allocation
  • Financial Planning
  • Investment Horizon
  • Investment Knowledge
  • Investment Planning
  • Investment Risk Assessment
  • Investment Strategy
  • Investor Questionnaire
  • Market Risk
  • Personal Finance
  • Portfolio Management
  • Risk Scoring
  • Risk Tolerance
  • Wealth Management
  • Investor Risk Profile

Investor Risk Profile Questionnaire

Investor Metadata (The Setup)

Patient / User Name

Full legal name.

Type your response here...
Current Age
12345
Investment Time Horizon

When do you expect to begin withdrawing significant funds from this account?

Under 3 years
3 to 7 years
7 to 15 years
Over 15 years

Financial Situation & Stability (Capacity for Risk)

Primary Source of Income
Salary
Business
Pension
Investments
Other
Please specify...
Income Stability

How predictable is your monthly income?

Highly stable
Moderately stable
Unstable/Commission-based
Emergency Fund Cushion

How many months of living expenses are covered by your liquid cash savings?

Less than 3 months
3 to 6 months
More than 6 months

Psychological Scenarios (Tolerance for Risk)

Investment Knowledge & Experience
None / Beginner (Prefers basic savings accounts)
Moderate (Understands mutual funds, bonds, and ETFs)
Advanced (Regularly trades individual stocks, options, or crypto)
The Market Crash Scenario

Imagine you invest $10,000, and a sudden global market drop slashes your portfolio value to $8,000 in one month. What do you do?

Sell everything instantly to preserve the remaining cash.
Do nothing and wait for the market to recover.
Buy more shares at the lower price because they are on sale.
Risk vs. Return Preference
Small potential gains, zero chance of losing money
Moderate potential gains, small chance of temporary losses.
Very high potential gains, high chance of massive short-term losses.

The Digital Scoring Backend Information

How Digital Scoring works
Safe/Conservative Answers = 1 Point

Moderate Answers = 3 Points

Aggressive/High-Risk Answers = 5 Points
Dynamic Results & Outcome Profiles
Score 10–22: Conservative Profile

Score 23–37: Moderate Profile

Score 38–50: Aggressive Profile

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